Your
AI Financial Manager
- I manage your household bills.
- I keep track of your subscriptions.
- I watch your renewals.
- I help you find opportunities to save.
Your AI Financial Manager
- I manage your household bills.
- I keep track of your subscriptions.
- I watch your renewals.
- I help you find opportunities to save.
What Wisemium can help with
Get started
What are you trying to do?
Tell Wisemium what you’re trying to do. It works out the quickest way to help from there.
Want to reduce your costs?
Get your bills in one place and find out where you are paying more than you need to.
Show meHow Wisemium works
An AI manager, not a bill list.
Share one bill and Wisemium reads it, keeps what it can confirm, and gives you one clear next step. When there isn’t one, it says so.
Start with what you have
Share a bill, add a postcode or enter the details you already know.
I organise the evidence
I work out what it is, add what I can confirm to your household, and tell you when there is something worth doing.
I tell you what’s worth acting on
One clear recommendation, in plain English, with the reasoning behind it. You decide what happens next.
Outcomes
What an evidence-backed outcome can look like.
An estimated energy opportunity
When there is enough in your bill to compare against a live market, you see the number and where it came from before you decide.
A broadband renewal prepared
A confirmed contract end date can create a reminder so the next review is not left until the last minute.
An insurance renewal remembered
A confirmed policy renewal date can be kept with the policy and surfaced before it arrives.
Not enough evidence to act
When Wisemium cannot support a comparison, it says so instead of inventing a saving or a recommendation.
The one promise
Every fact Wisemium shows you traces back to something real.
No invented savings, no guessed prices. If Wisemium doesn’t genuinely know something yet, it says so, plainly, not with a vague spinner.
Why Wisemium
You stay in control. Always.
Trust is the product. Wisemium is honest about what it holds, what it does, and what it can’t do yet: never a black box, never a guess dressed up as a fact.
How Wisemium keeps you safe- Everything stays visible: providers, costs, dates and reasoning, never a black box.
- You choose what you share, and you can remove any of it at any time.
- Wisemium can never move money, and never acts on your behalf without you.
- Nothing switches, cancels or renews without your explicit approval.
- Savings are shown only when a real comparison is available, never invented.
Nothing forgotten
You shouldn’t have to remember every renewal.
Every bill and document you share is kept together, with the dates, costs and duplicates that matter pulled out for you to see at a glance, so a renewal never arrives as a surprise.
Get started freeWhat Wisemium watches for
- Car insurance renewal
- Broadband contract ends
- Energy payment increased
- Subscription renews
- Two similar cloud storage payments
- New recurring payment detected
How Wisemium is funded
Free to start. Clear about commission.
- You are not charged by Wisemium for starting.
- Wisemium may receive a commission when you complete an eligible switch or purchase through a partner.
- Your provider’s price is not marked up by Wisemium.
- Wisemium does not claim whole-of-market coverage unless it is stated.
- Insurance comparisons are completed through authorised partners.
Wisemium is free to start. We may receive a commission when you complete an eligible comparison, purchase or switch through one of our partners. This does not mean every provider or product is included, and Wisemium does not add a markup to your provider’s price.
Understanding, not a chatbot
AI that understands before it recommends.
Wisemium reads the information you provide, confirms what it finds and asks when something is unclear.
- 1 Extracted from your document
- 2 Confirmed by you
- 3 Compared against the market where we can
- 4 Kept in your household record
I found a monthly broadband charge of £46.50. Is that correct?
Questions
The things people ask us.
What is Wisemium?
Wisemium is an AI household financial manager. It understands your household bills, organises them in one place, keeps renewal and price details on file, and helps you take action when there is something worth doing.
Which household costs can I manage?
You can add energy, broadband, mobile, insurance, subscriptions and other recurring household bills. How much Wisemium does varies by service: some are reviewed and prepared for you, and some are compared through an authorised partner. Each service shows its state clearly.
Is Wisemium free?
Wisemium is free to start and needs no card. We may receive a commission when you complete an eligible switch or purchase through a partner. We do not add a markup to your provider’s price.
Does Wisemium switch services automatically?
No. Nothing switches, cancels or renews without your explicit approval. Wisemium prepares the next step and shows you the reasoning; you decide whether to take it.
How does Wisemium use my bank information?
Production bank connections are not available yet. When a supported connection is available and you choose to use it, access is read-only and can identify recurring payments from the information shared; Wisemium can never move money.
Can Wisemium read a bill?
Yes. Upload a bill or take a photo and Wisemium extracts the provider, cost, dates and other details. It shows you what it found and asks you to confirm or correct it before saving. It never invents missing values.
Will Wisemium show every provider?
Not always. Wisemium does not claim whole-of-market coverage unless it is stated for that service. Where a comparison is limited to certain partners, we tell you.
How does Wisemium make money?
Wisemium may receive a commission from a provider or partner when you complete an eligible comparison, purchase or switch. You are not charged by Wisemium for starting, and your provider’s price is not marked up.
Does Wisemium give financial advice?
No. Wisemium Limited is not authorised by the Financial Conduct Authority and does not provide personal financial advice. It helps you see your options and organise your household costs.
Can I use Wisemium when moving home?
Yes. Start with your address and Wisemium shows which household services need setting up, then helps you work through them.
How does renewal monitoring work?
Wisemium records confirmed contract and renewal dates from the information you give it and keeps them on your household record. When monitoring is active for an eligible item, those dates can bring a supported review forward; it does not imply a live price feed or universal price-rise detection.
Can I delete my data?
Yes. You choose what you share, and you can remove any of it at any time. Deleting your data deletes your documents with it.
Member of
Ready to get your finances under control?
Start with one document, your address or details you already know. Wisemium will show you what it understands and what you can do next.
Get started free- Free to start
- Takes minutes
- No card required
- You approve all actions